Voluntary Benefits

Voluntary Benefits Offered Through Allstate Benefits

These voluntary insurance options are designed to provide extra financial protection when life takes an unexpected turn. Benefits are paid directly to you and can be used however you need — to help with medical costs, everyday expenses, or time away from work.

Cancer Insurance
A cancer diagnosis can bring emotional stress and unexpected financial pressure. Cancer Insurance provides cash benefits if you are diagnosed with cancer or one of 29 specified diseases. These benefits can help cover treatment-related expenses, daily living costs, or anything else you need during care and recovery. Coverage is guaranteed issue at enrollment, with no medical questions required, and options are available for dependents.

Critical Illness Insurance
Critical Illness Insurance helps protect your finances if you are diagnosed with a covered serious illness, such as a heart attack or stroke. When a diagnosis occurs, the plan pays a lump-sum cash benefit based on the condition, allowing you to focus on recovery instead of financial stress. Benefits are paid regardless of other insurance coverage, and dependent coverage is available.

Accident Insurance
Accidents can happen at work, at home, or on the go. Accident Insurance pays cash benefits for covered injuries and related care, such as hospital stays, fractures, ambulance services, and follow-up treatment. These benefits help cover costs that medical insurance may not fully pay and can also help with everyday expenses during recovery. Coverage is available for employees and dependents and pays in addition to other insurance.

Questions or Need Help?
If you would like more information about any of these voluntary benefits or need help deciding what coverage is right for you, please contact:

Rachel Warfel
rwarfel@BECins.agency
phone: 717-887-4291
fax: 877-804-3498